- Home
- Virtual CFO
Virtual CFO services: senior finance thinking, without the full-time cost.
Most growing businesses don't need a full-time CFO, but they do need someone who looks ahead: cash flow, budgets, pricing, funding and the numbers behind every big decision.
- Monthly review meeting with clear actions
- Cash flow forecast that shows shortfalls weeks ahead
- Ready for bank loans, investors and due diligence
Book a free CFO consultation
Tell us what you need. An expert will call you back with a clear plan and a fixed quote.
Prefer to talk now? Call +91 63804 56464
When bookkeeping is no longer enough
Your books are up to date, but you still can't answer the big questions with confidence: Can we afford this hire? Which product or branch actually makes money? Will we have enough cash in three months? How much loan can we take?
A Virtual CFO turns your accounts into decisions. We meet every month, review the numbers with you and agree what to do next.
Typical clients
- Growing SMEs with turnover rising and margins under pressure
- Clinics and hospitals planning expansion or new equipment
- Startups preparing for investors or a funding round
- Family businesses that want clearer numbers and controls
Your Virtual CFO toolkit
Cash flow forecasting
A rolling 12-week cash forecast, updated monthly, so GST, salaries and rent never catch you short.
Budget and variance
Annual budget, then monthly budget-vs-actual review with reasons and actions.
KPI dashboard
The few numbers that matter for your business, such as margin, collection days, stock days and revenue per doctor.
Pricing and cost decisions
Product and branch profitability, pricing reviews and cost-saving opportunities.
Funding readiness
Projections, CMA data and documents for bank loans, and information packs for investors.
Controls and processes
Approval limits, payment controls and month-end routines that reduce errors and leakage.
A simple monthly rhythm
Diagnose
We review your financials, cash position and goals in the first month.
Plan
Budget, KPIs and cash forecast set up for your business.
Review
Monthly meeting on results, variances and cash, with clear actions.
Advise
Support on demand for pricing, hiring, loans and investment decisions.
Virtual CFO questions
What is the difference between an accountant and a Virtual CFO?
An accountant records what has happened and files returns. A Virtual CFO uses those numbers to plan ahead: cash, budgets, pricing, funding and the financial side of big decisions.
Do I need to outsource my accounting to you as well?
No, but it helps. Clean, timely books make CFO work faster and more reliable. If you have your own accountant, we work with them.
How often will we meet?
Usually once a month for a review, plus support whenever a decision comes up. Meetings are usually by video call, or in person at our office if you prefer.
Can you help with a bank loan application?
Yes. We prepare projections, CMA data and supporting documents, and help you answer the bank's questions.
Built on clean data
Your first step takes 15 minutes.
- Free consultation with an expert, not a salesperson
- A written plan and a fixed quote before any work starts
- One dedicated manager for accounts, licences and data
Request your free consultation
Press Send and your details open in WhatsApp, ready to send to our team.